Veronica Navarrete

Veronica Navarrete

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$455,000

($172,995 down)
FHA

14874 W LAUREL Lane, Surprise, AZ 85379

4
3
2,543 sqft
PITI Monthly
$1,827.75 /mo

Listing courtesy of: Colin M Slattery, Real Broker

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,311 /mo
$2,116 /mo

What's Special

SPACIOUS
LUXURY
WALK-IN CLOSET
MASTER SUITE
DOUBLE VANITY
SOAKING TUB
SEPARATE SHOWER

Discover your dream home in Surprise! This beautiful two-story residence boasts an impressive 4 bedrooms, 2.5 baths, a versatile den/office, and a spacious loft, offering ample room for comfortable living and entertaining. Step inside and be greeted by an abundance of natural light that fills every corner of this inviting home. Enjoy the ease of a second-floor laundry room and the luxury of two walk-out balconies, perfect for enjoying Arizona's stunning sunsets. The expansive master suite is a true retreat, featuring a double vanity, separate shower and soaking tub, a generous walk-in closet, and a private toilet room. Outside, a large lot provides plenty of space for outdoor enjoyment, highlighted by a stunning pool.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,827.75/mo
Estimated Loan Balance
$298,966
Cash to close
$172,995
Interest Paid
$39,465

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Trend Homes

Community & HOA

Community
  • Subdivision: RANCHO GABRIELA PHASE 2
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Gabriela
  • HOA Amenities: Unknown
  • HOA Fee: $65
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $178.92
  • Tax Annual Amount: $1539
  • On Market Date: 2025-04-04T21:10:09.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $172,995 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $172,995!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$282,005
Your Cash$172,995
Total Purchase Price:$455,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,311/mo
Traditional @ 7.5%
$2,195/mo
You save $884/month ($10,611/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6846477

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T23:13:18.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,311 /mo
$2,116 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $172,995 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $172,995!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$282,005
Your Cash$172,995
Total Purchase Price:$455,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,311/mo
Traditional @ 7.5%
$2,195/mo
You save $884/month ($10,611/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Veronica Navarrete(623) 271-3169veronica.navarrete5@gmail.comMLS #SA686335000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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